The interest-earning potential with either account is significant now, but only one will guarantee those returns.

The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

Today’s CD rates still hover well above the national average. The Federal Reserve reduced its target interest rate three times in 2025. This has a ripple effect on deposit account rates, which means ...

While certificate of deposit (CD) rates have dipped slightly over the past year, they're still elevated, with some financial institutions offering yields as high as 4.40%. However, rates could fall in ...

CDs are one of the few safe havens still paying meaningful interest. With rates near 4.00% APY, they let you earn steady, guaranteed returns without worrying about what the market or the Fed does next ...

Financial institutions across the country are offering certificate of deposit (CD) rates above 4%, providing savers with opportunities to maximize returns in the current interest rate environment.A ...

If you’re looking for a safe and predictable way to grow your savings, a certificate of deposit (CD) from Bank of America may be worth considering. Bank of America offers fixed interest rates, ...

"For savers, a declining rate environment often means that the best time to lock in a CD rate is now – after careful comparison. For banks and credit unions, this provides a unique opportunity to ...