In this video I break down the five key factors that make up your credit score and how lenders really see you. I walk through ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

If you only pay your credit card bills on your due date, then your credit score may not be as high as it should be. Your credit utilization ratio is determined before your payment due date. Making ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a mostly secret formula) based on information in your credit report, compared to information on tens ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Shutting down a credit card often feels like a clean, responsible move, but it can quietly affect your credit score.

Do you need to take out a personal loan? To secure the financing for a personal loan, you need a solid credit score. Why? Your credit score indicates to lenders how reliable a borrower you are based ...

The relevance of a strong credit score is that it’s one of the key components used by lending institutions to evaluate ...