When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

In this video I break down the five key factors that make up your credit score and how lenders really see you. I walk through payment history, credit utilization, length of credit history, credit mix, ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

Your credit card spending can impact your credit score. The more of your available credit you use at once, the more it has the potential to drag your score down. Find ways to manage your credit cards ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong ...