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Brokers help find and recommend insurance policies by assessing client needs and researching options. Brokers are distinct from agents as they can't bind coverage; they facilitate policy application.

Advice, not access, is set to define the next phase of insurance innovation, according to Bryan Davis (pictured), president ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping individuals and businesses manage uncertainty.

This analysis is by Bloomberg Intelligence Senior Industry Analyst Matthew Palazola and Senior Associate Analyst Eric Bedell. It appeared first on the Bloomberg Terminal. BI-covered insurance brokers ...