A cash-out refi lets you tap your home equity in cash. See if it’s right for you.

Rising home values have led to significant equity gains over the past few years. As of 2025, homeowners hold an aggregate of over $30 trillion. A cash-out refinance allows you to tap into your home ...

Government refinance applications increased by 42% over the week, according to the MBA’s Weekly Mortgage Applications Survey for the week ending Feb. 28, 2025. This jump was mainly due to the dip in ...

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. Rates ...

(NerdWallet) – When interest rates fall, you may want to refinance your mortgage. But can you explain what you hope to get out of refinancing? “If you want to refinance, I say, ‘Well, what do you want ...

Mortgage Research Center. Rates averaged 5.24% for a 15-year financed mortgage and 6.04% for a 20-year financed mortgage.  ...

“If you want to refinance, I say, ‘Well, what do you want to do? What do you hope to accomplish by refinancing?'” says Carolyn Morganbesser, assistant vice president of mortgage originations for ...