See the benefits and limitations, plus a cost analysis.

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

See the tax advantages and downsides.

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you're unable to work due to a chronic illness or injury. People in trade work ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Looking for the best rate and coverage for life insurance? Consider Sproutt. When people think about life insurance, they often consider policies in the range of a few hundred thousand to a couple of ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Understanding this dynamic, on the surface, it may seem unusual to ...