First Federal Bank stands out for its exceptionally low interest rates and its emphasis on government loans. Most likely to appeal to borrowers shopping for low rates and fees. Strong experience in FHA and VA lending. Average mortgage rates are on the low ...

As of January 2026, senior citizen fixed deposit (FD) interest rates across banks range broadly between 5 per cent and 8.10 per cent, depending on the bank and deposit tenure, according to data compiled by BankBazaar. Interest rates vary significantly across small finance banks (SFB), private sector banks, public sector banks, and foreign banks.