See the tax advantages and downsides.

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Guaranteed issue life insurance is coverage offered to anyone regardless of health or other risks. Rates are typically based ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Learn how whole life works, the types of policies and who can benefit from this permanent life insurance Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Life insurance is commonly purchased to provide financial support for the policyholder’s loved ones in the event of an untimely passing. It acts as a legacy planning tool that can provide funds for ...

The majority of American workers — 53% in 2024 — have life insurance through their workplace, according to LIMRA. However, as the cost of living rises, most workplace life insurance policies fail to ...

CHESTERFIELD, MO (September 8, 2025) — iCover Direct announced results of a nationwide consumer survey revealing a significant lack of understanding among life insurance policyholders about their ...