Understanding and Calculating the Stated Annual Interest Rate

Learn what the stated annual interest rate is and how to calculate it without compounding, plus how it compares to the effective annual rate.

Understanding Interest Rates: Their Effects on Savings and Borrowing

Learn how interest rates affect savings, borrowing, and the economy, impacting personal and business finances. Discover their role in investments and economic trends.
Forbes

What The Fed Rate Cut Means For Mortgage Rates And Money Market Funds

WASHINGTON, DC: The Federal Reserve logo is seen on the William McChesney Martin Jr. Building on September 16, 2025 in Washington, DC. The Federal Open Market Committee (FOMC), the policy-making arm ...
Forbes

Will The Fed Cut Interest Rates? Does It Matter? Recent History Says No.

The Federal Reserve’s most important monetary policy tool is the Fed Funds Interest Rate target. By raising or lowering this benchmark, the Fed hopes to influence the cost of credit throughout the ...
The New York Times

Interest Rates Are Falling. Why Are People Still Buying Money Market Funds?

The Federal Reserve’s rate cut will reduce investor returns, yet money market funds remain a good deal, our columnist says. By Jeff Sommer Jeff Sommer writes Strategies, a weekly column on markets, ...
USA Today

Fed reduces interest rate by a quarter point, Powell says December cut not guaranteed

The Federal Reserve on Oct. 29 announced a quarter percentage point rate cut, marking its second consecutive rate reduction. The move brings the Fed’s benchmark interest rate down to a range of 3.75% ...