A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for financial products, so it’s often stressful to discover them. But if an inaccurate item is ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Your credit report is meant to be an accurate, detailed summary of your financial history — however, mistakes happen more often than you may think. Whether it’s accounts that don’t actually belong to ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

How to remove negative items from your credit report yourself First, it’s important to know your rights when it comes to your credit history. Under the Fair Credit Reporting Act (FCRA), credit bureaus ...