When a fire, storm, or burst pipe takes out your house, the number that matters most is not what your home would sell for, but what it costs to rebuild it from the ground up. The gap between those two ...

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Extended replacement cost coverage is worth considering if you want an extra buffer against being underinsured. Many, or all, of the products featured on this page are from our advertising partners ...

With guaranteed replacement cost, you don’t have to worry about gaps in coverage that could leave you financially vulnerable after a disaster. Many, or all, of the products featured on this page are ...

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...