Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

A holistic financial plan goes beyond—here’s how to approach it.

When you plan your finances, it includes multiple short-term and long-term goals. These may include buying a house, planning ...

There is no silver bullet when it comes to retirement planning. My most successful retirement clients — wealthy or not — knew that a comfortable retirement would be built around a combination of ...

As you approach retirement, you may hear financial planners cite three retirement phases that dictate spending habits: Go-Go, ...

You can check out our fuller look at health care costs in retirement, but in short, the categories you'll include in your ...

Retirements are longer and less predictable. The traditional “guaranteed income” foundation is gone. Enter, lifetime income.

Managing your finances in retirement can be surprisingly tricky. After all, in 2021, the average income for individuals 65 and older was $55,335 per year, according to the Bureau of Labor Statistics ...

Your retirement needs to be able to withstand several major threats, including inflation, longevity, long-term care costs, ...

Discover how actuarial value determines cost-sharing in health insurance, affecting premiums and out-of-pocket expenses ...

Discover strategies financial advisors can use to craft personalized family financial plans, addressing budgeting, saving, ...

Having a comprehensive healthcare plan well in advance can help to prevent unexpected healthcare expenses from eroding a client's nest egg.