Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer's contributions, you'll need ...

In employer-sponsored 401(k) plans vesting refers to the amount of contributions made by the employer that the employee is entitled to. A vesting schedule shows when contributions made by the employer ...

If you have a 401(k) account that offers an employer match, you may have to stay at the job for a certain length of time before those contributions become yours. That’s called vesting and it’s ...

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The amount of the match can vary with the employer’s contribution being a full ...

Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer’s contributions, you’ll need ...

Tanza Loudenback is a contributor to Buy Side and expert on retirement and taxes. Updated September 13, 2024, 4:41 PM EDT You may have heard that there’s no such thing as a free lunch, but to the ...

Reaching fully vesting in a 401(k) account is a huge milestone when it comes to retirement planning. However, just because you're fully vested doesn't mean you can sit back and relax! You may be ...

If you're part of today's workforce, you've heard of a 401(k). In fact, nearly 35% of working-age individuals ages 15 to 64 have one, according to the Census Bureau. But what exactly is it? A 401(k) ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

Learn the ins and outs of 401(k) plans to make sure you comply and help your employees save as much as possible.

While an $18,000 unvested 401(k) loss is substantial, the opportunity for a $20,000 salary increase, a better title, and career growth make switching to the new job an easy decision. Are you ahead, or ...