Disability insurance or disability income insurance (abbreviated DI in the industry), is designed to compensate the policy holder for income lost if the holder becomes disabled. DI usually also covers ...

The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

Disability insurance should be a key part of your overall financial planning. Insurance is designed to cover losses that are too big to cover with your own out-of-pocket funds. Life insurance provides ...

People regularly ask me about disability insurance. They say things like, “I’m as healthy as a horse. Do I really need that?” Or “I think I have some disability coverage provided through my work, but ...

The COVID-19 pandemic has shown how unexpected events can affect one’s well-being and financial stability. You may have friends or family members who were physically and financially impacted by the ...

One in 8 workers will be disabled for five years or more during their lifetime. The average group long-term disability claim lasts 34.6 months. 90% of disabilities are caused by illness, not accidents ...

A short-term disability plan helps soften the financial blow for employees who are unable to work for a period of time because of sickness or injury. Maternity leave is a common use for this type of ...

Disability insurance is an important element in protecting your financial well-being. This insurance offers income replacement if you get hurt or can no longer work because of physical limitations. So ...

A disability can cause serious financial problems for people who become too ill or injured to work. The American government provides a safety net by allowing certain people with severe disabilities to ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.