5 Things to Know Before You Borrow Hard Money 💰Speed is Everything: Hard money loans close fast, sometimes in days, not weeks. 💰Collateral Over Credit: We care more about the property value than your credit score. 💰Short-Term Solution: These loans are for flips, rehabs, or quick cash, not long-term holds. 💰Higher Interest, Higher Opportunity: Rates are higher, but so is the potential ROI when used wisely. 💰Work With a Pro: Choose a lender who understands your deal, not just your numbers. Ne